Below are the few simple steps you can take inside our system to help turn your once miserable home buying or renting experience into an actual success. It's all about building your OwnerWiz Portfolio! Best of all you can do all of this in just a few minutes. This all begins absolutely free once you register for your free home listings.
Your financial status can change overnight, so this is why we put this as the first step in our system. Your credit report says everything about you in a "dollars and cents" way. It's absolutely vital that you know at all times what is on your credit report. You have to know what needs to be fixed or enhanced so that you can take your best foot forward in buying a home.
Once inside the OwnerWiz system you will enter in your current credit score ranges which will then be securely logged and processed for analysis in the background. You'll be able to instantly proceed to the next step. In addition, you'll need your current copy of your credit report for use in our second step, Credit Enhancement and Management.
Even if you are considering only renting (please stop!), your credit report is now used in more situations than lending. Most property managers now will run your credit before entering into any lease agreement. So no matter what happens with you on OwnerWiz you'll at a minimum come out a better consumer.
Just as important as step 1 in our system is this step since it will literally put you on the path to actually correcting issues you are facing with your finances. We will connect you with a credit expert who will go over with you line by line your credit report and finances. The goal here is to get any confusion out of the way on what you need to do to get your financial house in order.
In some cases only a few minor adjustments can make a huge difference to your credit. This mere fact is why we have put this as our second step. It's also exteremely that this get done right away due to the length of time it might take for any corrections to reflect in your credit history. Since time is of the essence you don't want to delay this step at all.
How much do you pay in bills each month? How much do you earn? These types of questions are asked as part of step 3 in the OwnerWiz System. The questions you answer will in return give you back your actual buying power and target monthly payment. All of these numbers are a factor of your debt-to-income ratio or commonly referred to as DTI. You may have heard of this before when applying for a loan since it's the key number lenders use to calculate what you can afford.
We're going to help you figure out where you need to keep your numbers (DTI) so that you are an attractive client for lenders and investors. We're constantly updating and adding features to this step to keep up with the ever changing demands of the lending institutions.
In this step you will really expand on your account details. You'll define in detail where you want to move and exactly how soon you need to place to live. You'll also answer questions about your current living situation and what you want to see done differently in your next home. This step really does fill in the "meat" of your OwnerWiz portfolio.
Hey! It's the fun part of looking at pictures and dreaming of living in some of the houses you like except we're going to turn that dream into reality. In this step you'll pick out a few homes that you really would love to know more about by adding them to your OwnerWiz Like List.
Your OwnerWiz Like List™ can be ever changing as you really narrow down the homes you like. Most importantly you're defining the exact types of homes you like. Real estate professionals will be able to really see what you're after and be able to quickly help you based on your selections. Best yet, our system will help you decide what home is a good fit for you based on your portfolio that you've already built!
This step is quick and easy. It truly is what the name says..."Money in the Bank". In this step you'll define exactly how much you've got save up in your accounts and exactly how much you're saving per month. This step is key in finalizing your portfolio for a rock solid OwnerWiz Home Resume™ and professional review should you wish to do so.
We give you the opportunity to combine all your account details into an easy to present format for real estate professionals to review. You can also submit your data online to have it reviewed electronically. Basically, we are the only online business offering this type of service and we hope you'll give us the opportunity to help tweak your account into perfection.
This is our flagship product that we are extremely proud of because we have seen it single handedly change the real estate market. We challenge anyone to show us a better real estate tool that can instantly make an impression more than what our Home Resume does for our clients.So exactly what is the OwnerWiz Home Resume™?
Our Home Resume is a strategic combination of your information into an easy to consume format for real estate professionals such as real estate agents and mortgage brokers.
If you have ever worked with a real estate agent in the past you'll know that they are not the most organized and hard working folks around. Not all real estate agents are lazy, but for the most part, a lot of agents tend to want to have the perfect clients fall into their lap. Most will not want to do the work necessary to find out all the information needed about a potential client if they assume this client is not well qualified. Basically, real estate agents tend to "profile" potential clients before actually doing any work. This isn't done militiously, but more so in the essence of saving time. No one wants their time wasted...including you!
We've taken that aspect out and have given you the ability to put yourself out there all in one quick sheet of paper. You can literally hand an agent your infomation and say "Can you help me?" You won't have to wait days or weeks answering phone calls and hundreds of questions. You'll be all out there for a person who understands the real estate market in your area to help.
It may be that this one particular agent can't help you but rest assured they'll know someone who can. Agents talk to other agents and know what lenders are lending. That's a huge help to you because you probably don't know a soul in the industry. Most people don't because it's not like you buy a house every day of the week.
You've now presented yourself as an eager buyer who has their "stuff" together. You're serious and the agent will understand that right off the bat. It's truly a win-win.
If you'd like know more about our Home Resume please give our trained experts a call and we'll answer any questions you have!